The Ultimate Online Guide
to the
Affordable Care Act
Introduction

Whether you are a business owner, healthcare professional, insurance agent, or simply an American citizen seeking health insurance coverage, it is essential that you possess at least a basic knowledge of the key provisions in health care reform that are being implemented with the passing of the Affordable Care Act.

Designed to give Americans the stability and flexibility they need to make informed decisions on their healthcare coverage, "ObamaCare" aims to decrease barriers for obtaining affordable health insurance and accessing needed healthcare services without financial burden.

As one of the least understood and most controversial social programs of our time, the following is an in-depth guide full of articles, news stories, infographics, and timelines on everything you need to know about the Affordable Care Act.

Defining the Affordable Care Act
With recent surveys showing that 86 percent of people between the ages of 25 and 64 cannot wrap their heads around all of its complex key concepts, a major reason why Americans have hesitated to sign up for the Affordable Care Act is they simply do not understand it. Therefore, we have compiled numerous resources exploring the ins and outs of ObamaCare to overcome the massive confusion surrounding the healthcare reform.
History of Health Care Reform in the United States
Although the Affordable Care Act was officially signed into law by President Obama in March of 2010 and went into effect in January of 2014, the following links provide a thorough timeline on all of the significant changes before and after the establishment of ObamaCare. Furthermore, you will find information on the past unsuccessful health reform efforts in the United States since the early 1900s that have finally led to the creation of the nationwide insurance system.
Business, Employment and the Affordable Care Act
Whether you are self-employed, a small business owner, or a corporate business leader, the Affordable Care Act brings about a number of key provisions that are significantly changing the way businesses are providing affordable adequate health coverage to their employees. Since wading through the voluminous regulations would be tedious, be sure to read through the following resources that clearly explain the most important provisions that businesses of all sizes can expect with the health reforms.
The Affordable Care Act and Individuals
Under the Affordable Care Act, those with an individual insurance plan will be able to take advantage of some new benefits and protections that never existed before, including 26 free preventive services, protection for pre-existing medical conditions, and coverage until an adult child reaches 26 years old. Follow these links for a comprehensive list of the most up-to-date benefits that can help minimize the cost of medical care for those with limited incomes.
Affordable Care Act Deadlines and Penalties
Since you can generally only buy health insurance from the marketplace during the annual open enrollment period, it is essential that you do not wait until the last minute to sign up and enroll in a plan on your state’s marketplace before the deadline. These links explain all of the most important deadlines to help you avoid owing the per-month penalty fee for not having health insurance coverage in 2014.
Proponents of the Affordable Care Act
When recent polls demonstrate that support for candidates who voted for the healthcare law has improved dramatically over the last few months, it is clear that the Affordable Care Act is being viewed as a positive change by a strong majority of Americans. From tax credits for small businesses to subsidies that help individuals afford coverage, the following resources depict some of the major reasons why proponents of ObamaCare are supporting the reform.
What the Critics Say About ObamaCare
As one would expect whenever a large reform is underway, the Affordable Care Act is also being met with tremendous amounts of criticism that declare ObamaCare is full of empty promises that will fail to expand health insurance coverage. From its colossal technical failure to rising health insurance premiums and cancelled existing insurance plans, the below links demonstrate the other side of the big picture on why critics oppose the healthcare reform.
Occupational Impact of the Affordable Care Act
Due to the significant reforms detailed within the Affordable Care Act, it is no surprise that the laws are having a large impact on various occupations nationwide, especially within the thriving healthcare system. As ObamaCare goes into full effect, career opportunities for qualified advanced practice nurses, healthcare administrators, legal nurse consultants, supply chain managers, and more are soaring through the roof. Read on to find a comprehensive overview on how the Affordable Care Act is expected to change the occupational outlook for the United States within the coming years.
Training and Certification for Insurance Professionals
Due to the complexity of the Affordable Care Act, many professionals seeking to assist people applying for health insurance coverage through the marketplace have decided to participate in training or certification courses to become a Certified Application Counselor (CAC). When individuals choose to enroll in one of the following programs specifically for insurance professionals, they will benefit from simple easy-to-understand training with tons of tips and examples on signing up for ObamaCare.
Real People, Real Experiences With ObamaCare
Since articles discussing the various viewpoints of politicians, business leaders, and insurance companies can be laden with bias about the Affordable Care Act, it is often beneficial to read articles from real people just like you to get the real picture on the impact of ObamaCare. The following are some true stories from average Americans who have had either a good or traumatic experience as the result of the recent healthcare reforms going into effect.
Conclusion
While the Affordable Care Act has been met with both support and controversy since being signed into law four years ago, it is obvious that so-called "ObamaCare" is here to stay. Therefore, it is essential that all Americans have a firm grasp on all of the key concepts to help overcome the mass confusion and help the insured receive their health insurance coverage without facing penalties. Using this comprehensive guide to the Affordable Care Act, you will possess all of the valuable resources needed to better understand the pros and cons of this historic healthcare reform.